Returns
Growth option. Annualised, to 09 Oct 2026.
| 1 year | 3 years | 5 years | |
|---|---|---|---|
| Direct plan | 28.2% | 21.7% | 19.0% |
| Regular plan | 26.4% | 20.0% | 17.2% |
| Middle of small cap funds | 9.9% | 15.0% | 14.4% |
| Motilal Oswal Nifty Smallcap 250 Index Fund, tracking the Nifty Smallcap 250 | 3.5% | 13.4% | 12.8% |
Bank Of India Small Cap Fund Direct Growth NAV on 09 Oct 2026: ₹66.44. Regular Growth NAV: ₹58.54. A fund's NAV already has its costs taken out, so these are the returns an investor received, before tax.
Bank Of India Small Cap Fund returned 19.0% a year in its direct plan. The middle fund in its category returned 14.4%. No fund in the category did better.
Direct plan against regular plan
Both plans hold the same portfolio. Over 5 years, the direct plan returned 19.0% a year and the regular plan 17.2%. The difference of 1.79% a year is mostly the commission the regular plan pays a distributor.
See what that costs over timeAgainst an index fund
An index fund holds the market at low cost, so it is the bar an actively managed fund has to clear. Over 5 years, Bank Of India Small Cap Fund returned 19.0% a year against 12.8% for an index fund tracking the Nifty Smallcap 250: 6.2% a year ahead.
Check your whole portfolio
One fund's rank says little on its own. Add everything you hold to see what you pay in commissions, which funds double up and where the portfolio is lopsided.
Check your portfolioTalk it through first
Whether to move, and to what, depends on your goals, your tax position and what else you own. An advisor will go through it with you on a free call.
Talk to an advisorTop holdings of Bank Of India Small Cap Fund
The ten largest of its 86 shares, as the fund last disclosed them. Together they are 22% of the fund.
| Company | Sector | Part of the fund |
|---|---|---|
| Sky Gold & Diam. | Diamond, Gems and Jewellery | 3.0% |
| Quality Power El | Capital Goods - Electrical Equipment | 2.5% |
| City Union Bank | Banks | 2.4% |
| Sterlite Tech. | Cables | 2.2% |
| Balrampur Chini | Sugar | 2.2% |
| EID Parry | Sugar | 2.1% |
| Cams Services | Financial Services | 2.0% |
| Wockhardt | Pharmaceuticals | 2.0% |
| Arvind Ltd | Textiles | 1.9% |
| TBO Tek | E-Commerce/App based Aggregator | 1.8% |
Largest sectors
Where the fund's equity money sits.
Holdings change every month. If you hold more than one fund, the portfolio check shows how much of the same shares they hold.
Compare Bank Of India Small Cap Fund with
Side by side with the small cap funds closest to it by return. Compare any two funds.
Other small cap funds
The 30 funds in this category with at least a year behind them, in alphabetical order. See them ranked by return.
Questions
What is the return of Bank Of India Small Cap Fund?
As of 09 Oct 2026, the direct plan of Bank Of India Small Cap Fund returned 28.2% over 1 year, 21.7% a year over 3 years, 19.0% a year over 5 years. The regular plan returned 17.2% a year over 5 years. Returns over more than a year are annualised.
What is the NAV of Bank Of India Small Cap Fund Direct Growth?
Bank Of India Small Cap Fund Direct Growth NAV on 09 Oct 2026: ₹66.44. Regular Growth NAV: ₹58.54. NAVs are published by AMFI at the end of each business day.
How does Bank Of India Small Cap Fund rank among small cap funds?
Measured by direct plans, it ranks 1 of 21 over 5 years, 3 of 23 over 3 years, 2 of 30 over 1 year. The middle fund in the category returned 14.4% a year over 5 years.
What is the difference between the direct and regular plan of Bank Of India Small Cap Fund?
They hold the same portfolio, run by the same manager. The regular plan pays a commission to a distributor each year, so it returned 1.79% a year less over 5 years.
What is the expense ratio of Bank Of India Small Cap Fund?
The direct plan of Bank Of India Small Cap Fund charges 0.73% a year, and the fund manages about ₹3,671 crore. The regular plan charges more, to pay the distributor's commission. Expense ratios change, so check the fund's latest factsheet.
What are the top holdings of Bank Of India Small Cap Fund?
As last disclosed, its largest holdings are Sky Gold & Diam. (3.0%), Quality Power El (2.5%), City Union Bank (2.4%), Sterlite Tech. (2.2%), Balrampur Chini (2.2%). The ten largest make up 22% of the fund, which holds 86 shares in all.
Is a higher-ranked fund a better choice than Bank Of India Small Cap Fund?
Not necessarily. Rankings by past return change from year to year, and switching can mean an exit load and tax on your gains. What suits you depends on your goals and what else you hold, which is a question for an advisor.
This page is information, not a recommendation to buy, sell or hold any fund. Returns are annualised, for the growth option, from NAVs published by AMFI. A ranking by past return says nothing certain about the future, and the right fund for you depends on your goals and the rest of your portfolio.
Invsify Technologies Private Limited is a SEBI Registered Investment Adviser, Registration No. INA000020572. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future results.