Returns
Growth option. Annualised, to 09 Oct 2026.
| 1 year | 3 years | 5 years | |
|---|---|---|---|
| Direct plan | -2.1% | 15.2% | 11.7% |
| Regular plan | -3.1% | 14.0% | 10.4% |
SBI Banking & Financial Services Fund Direct Growth NAV on 09 Oct 2026: ₹47.3898. Regular Growth NAV: ₹41.9239. A fund's NAV already has its costs taken out, so these are the returns an investor received, before tax.
SBI Banking & Financial Services Fund is a sectoral and thematic fund.
Direct plan against regular plan
Both plans hold the same portfolio. Over 5 years, the direct plan returned 11.7% a year and the regular plan 10.4%. The difference of 1.22% a year is mostly the commission the regular plan pays a distributor.
See what that costs over timeWhy there is no ranking here
Sector and theme funds are not ranked against each other here, because each follows a different slice of the market. A sector or theme fund is a bet on one part of the economy. Look at how large a part of your portfolio it is, and what would have to go right for it to pay off.
Check your whole portfolio
One fund says little on its own. Add everything you hold to see what you pay in commissions, which funds double up and where the portfolio is lopsided.
Check your portfolioTalk it through first
Whether a fund belongs in your portfolio depends on your goals, your tax position and what else you own. An advisor will go through it with you on a free call.
Talk to an advisorTop holdings of SBI Banking & Financial Services Fund
The ten largest of its 38 shares, as the fund last disclosed them. Together they are 62% of the fund.
| Company | Sector | Part of the fund |
|---|---|---|
| HDFC Bank | Banks | 13.0% |
| ICICI Bank | Banks | 12.8% |
| Kotak Mah. Bank | Banks | 10.2% |
| Bajaj Finance | Finance | 6.8% |
| HDFC Life Insur. | Insurance | 4.7% |
| One 97 | E-Commerce/App based Aggregator | 3.5% |
| Bank of Baroda | Banks | 3.0% |
| Muthoot Finance | Finance | 2.9% |
| Axis Bank | Banks | 2.8% |
| Manappuram Fin. | Finance | 2.5% |
Largest sectors
Where the fund's equity money sits.
Holdings change every month. If you hold more than one fund, the portfolio check shows how much of the same shares they hold.
Other sectoral and thematic funds
The 223 funds in this category with at least a year behind them. See their returns side by side.
Questions
What is the return of SBI Banking & Financial Services Fund?
As of 09 Oct 2026, the direct plan of SBI Banking & Financial Services Fund returned -2.1% over 1 year, 15.2% a year over 3 years, 11.7% a year over 5 years. The regular plan returned 10.4% a year over 5 years. Returns over more than a year are annualised.
What is the NAV of SBI Banking & Financial Services Fund Direct Growth?
SBI Banking & Financial Services Fund Direct Growth NAV on 09 Oct 2026: ₹47.3898. Regular Growth NAV: ₹41.9239. NAVs are published by AMFI at the end of each business day.
What is the difference between the direct and regular plan of SBI Banking & Financial Services Fund?
They hold the same portfolio, run by the same manager. The regular plan pays a commission to a distributor each year, so it returned 1.22% a year less over 5 years.
What is the expense ratio of SBI Banking & Financial Services Fund?
The direct plan of SBI Banking & Financial Services Fund charges 1.19% a year, and the fund manages about ₹10,420 crore. The regular plan charges more, to pay the distributor's commission. Expense ratios change, so check the fund's latest factsheet.
What are the top holdings of SBI Banking & Financial Services Fund?
As last disclosed, its largest holdings are HDFC Bank (13.0%), ICICI Bank (12.8%), Kotak Mah. Bank (10.2%), Bajaj Finance (6.8%), HDFC Life Insur. (4.7%). The ten largest make up 62% of the fund, which holds 38 shares in all.
Why is SBI Banking & Financial Services Fund not ranked?
Sector and theme funds are not ranked against each other here, because each follows a different slice of the market. A sector or theme fund is a bet on one part of the economy. Look at how large a part of your portfolio it is, and what would have to go right for it to pay off.
This page is information, not a recommendation to buy, sell or hold any fund. Returns are annualised, for the growth option, from NAVs published by AMFI. A ranking by past return says nothing certain about the future, and the right fund for you depends on your goals and the rest of your portfolio.
Invsify Technologies Private Limited is a SEBI Registered Investment Adviser, Registration No. INA000020572. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future results.